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Joss Milner

Joss is very experienced in the IT start up area, he runs 3 online software companies and is a Business Mentor and Chartered Accountant with more than 25 years’ experience, primarily in the IT industry, and a broad range of experience in start-ups, commercialisation and overseas expansion. Joss has extensive experience in capital raising and in software design and development.


  • Online-
  • Management-
  • Finance-
  • Planning-
  • Sales-
  • Marketing-
  • Governance-
  • Online-


  • Information media and telecommunications-
  • Financial and insurance services-
  • Professional, scientific and technical services-
  • Administrative and support services-
  • Education and training-

Primary Locations:

  • Melbourne South East-

Locations by request:

  • Melbourne CBD-
  • (No specific time or day but limited availability)

Current Occupation:

Founder and CEO of a successful internet start-up Cash Flow Story (www.cashflowstory.com) & Secure Returns (www.securereturns.com.au). Director and mentor to a range of IT companies, including Escrow Angel, an online Escrow Company (www.escrowangel.com.au) and DiffuzeHR (www.diffuzehr.com.au)

Detailed CV:

Joss is very experienced in all aspects of the IT industry and an expert in financial analysis and cash flow. He is a results focused executive, director and Mentor, who over the past few years has amongst other achievements:

  • Founded his own start-up which has more than 9000 active users
  • Helped raise more than $600,000 for start-up IT companies 
  • Helped a software company sell one of its products at a significant Price to Earnings ratio
  • Developed a scorecard for the NAB’s website. www.nab.com.au/powerofone
  • Designed and developed online business improvement scorecards for a range of businesses
  • Successfully helped a company launch a new product with seminars around Australia – with more than 1000 customers already signed up
  • Helped a start-up develop an alternate strategy to fund its initial development
  • Advised a major IT company on its USA expansion plans
  • Advised and assisted a range of different IT companies
  • Appointed to the boards of five IT start-up companies
  • Sold a software company he co-founded in 1998 after overseeing as Product Director the design and development of a range of business analysis and cash flow software products that are used by banks and businesses globally.


  • Member of the Institute of Chartered Accountants in Australia
  • Bachelor of Accountancy

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